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ABA
Ability to Pay
Acceleration Clause
Account Analysis
Accounts Payable
Accounts Receivable
Accrual Basis Accounting
Additional Living Expense Insurance
Additional Property
Adjustable Rate Mortgage (ARM)
Adjusted Income
Adjustment Period
Advantage 90®
Advantage 90® Flex-3 Option ARM
Advantage 90® Flex-5 Option ARM
Affidavit
Affordable 97
Agent
Aggregate Loan Limit
Agreement of Sale
Alimony
Amortization
Amortization Schedule
Amortization Term
Amortized Loan
Amount Financed
Annual Percentage Rate (APR)
Annual Percentage Yield (APY)
Annuity
Application
Appraisal
Appraised Value
Appraiser
Appreciation
Approval
Assessed Value
Assessments
Asset
Asset-Based Lending
Assignment
Assignment of Lease
Assumability
Assumable
Assumable Mortgage
Assumption
Assumption Clause
ATM
Auto Pay
Automated Clearing House (ACH) Services
Automatic Deposit
Automatic Payment
Automatic Savings Plan
Automobile Expense or Allowance
Available Balance
B2B
Balance Sheet
Balloon Mortgage
Balloon Payment
Bankers Acceptances
Bankruptcy
Basis Point
Binder
Biweekly Mortgage
Blanket Mortgage
Bridge Loan
Broker
Business Plan
C Corporation
Cap
Capital
Capital Expenditures
Capital Gain
Capital Improvement
Capital Lease
Cash Basis Accounting
Cash Concentration
Cash Flow
Cash Reserves
Cash-Out Refinance
Caveat Emptor
Certificate of Deposit (CD)
Certificate of Eligibility
Certificate of Title
Certified Lender Program (CLP)
Check 21
Check Fine Sort Service
Check Safekeeping
Checking Account
Child Support
Clear Title
Closing
Closing Costs
Closing or Settlement Date
Closing Statement
COFI – 11th District Cost Of Funds Index
Collateral
Collection
Co-maker or Endorser on a Note
Combination Loan
Combined Loan-to-Value (CLTV)
Combined Statement
Commitment Letter
Common Areas
Community Property
Comparables
Condominium
Condominium Conversion
Conforming Loan
Constant Maturity Treasury (CMT)
Construction Loan
Contingency
Contingent Liability
Contract
Conventional Mortgage
Convertible ARM
Conveyance
Co-op
Cooperative
Coverdell Education Savings Account (CESA)
Credit History
Credit Limit
Credit Rating
Credit Report
Credit Reporting Agency
Credit Repository
Curtailment
Debit Transaction
Debt-to-Income Ratio
Deed
Deed of Trust
Default
Deferred Interest
Delinquency
Demand Deposit
Dependent Student
Deposit
Depreciation
Direct Deposit
Direct Lender Program
Disclosure Statement
Dividend
Dividend and Interest Income
Document
Donor
Double Escrow
Down Payment
Download
Drawdowns (Draws)
Due-on-Sale Provision
Dwelling Coverage
Earnest Money
Earthquake Insurance
Easement
Effective Age
Eighty-ten-ten (80-10-10)
Electronic Data Interchange (EDI) Reporting
Employee Retirement Income Security Act (ERISA)
Encumbrance
Equal Credit Opportunity Act (ECOA)
Equity
Escrow
Escrow Account
Escrow Analysis
Escrow Deposit Account
Escrow Disbursements
Escrow Fee
Escrow Holdback
Escrow Payment
Estate
Estimated APR
Estimated Interest Rate
Estimated Market Value
EXIMBank (Export-Import Bank)
Export Letter of Credit (Advised)
Export Working Capital
Export Working Capital Program (EWCP)
Fair Credit Reporting Act
Fair Market Value
Fannie Mae
Fannie Mae - Community Home Buyer Program
FDIC Insured
Federal Home Loan Mortgage Corporation (FHLMC)
Federal Housing Administration (FHA)
Federal Identification Number
Federal Insurance Contributions Act (FICA)
Fee Simple
FICO® Score
Finance Charge
Financial Center
Financial Statements
First Adjustment
First Mortgage
Fixed Amortization
Fixed Assets
Fixed Interest Rate
Fixed Rate Mortgage (FRM)
Float Down
Floater
Floating Interest Rate
Foreclosure
Forward Contracts
Foster Care Income
Freddie Mac
Free Application for Federal Student Aid (FAFSA)
FSB
Full-Time Salary
Fully Indexed Interest Rate
General Partnership
Gift From a Family Member
Good Faith Estimate
Government National Mortgage Association (GNMA)
Grace Period
Gross Bonuses
Gross Overtime
Gross Profit
Gross Profit Margin
Gross Sales
Guarantee
Guarantor
HELOC
Import Letter of Credit
Impound Account
Income Property
Independent Contractor
Independent Student
Index
Individual Retirement Account (IRA)
Initial Fixed Interest Period
Initial Interest Rate
Initiation Date
Installment
Installment Loan
Intangible Asset
Interest
Interest Rate
Interest Rate Cap
Inventory
Investment Property
Investor
Joint Tenancy
Joint Venture
Jumbo Mortgage
Keogh Retirement Plan
Leasehold
Lender
Lender Code
LESS Buydown or Subsidy Payments
LESS Capitalized Interest
LESS Deferred Interest Assessed
LESS HUD Payments (Not deductible from FIT)
LESS Net Prepaid Interest (Current Year)
Lessee
Lessor
Lease
Letter of Credit
Liabilities
Liability
Liability Insurance
Lien
Lien Holder
Lien Search
Lifetime Cap
Limited Partnership
Line of Credit
Liquidate
Loan Origination Fee
Loan Processing
Loan Servicing
Loan Term
Loan Terms
Loan-to-Value Ratio
Lockbox Services
Lock-In Rate
London Interbank Offer Rate (Libor)
Margin
Market Value
Master Promissory Note (MPN)
Maturity
Minimum Balance
Minimum Payment
Money Market Deposit Account
Money Market Savings
Monthly Treasury Average (MTA)
Mortgage
Mortgage Disability Insurance
Mortgage Insurance
Mortgage Points
Mortgagee
Mortgagor
Multi-Family
Negative Amortization
Net Income
Net Sales
Net Worth
Non-Conforming Loan
Non-Owner Occupant
Note
Notes Receivable
Operating Expenses
Operating Lease
Operating Profit (Loss)
Operating Profit Margin
Origination Date
Origination Fee
Outstanding Balance
Overdraft Charge
Overdraft Line of Credit
Overdrawn
Owner Occupant
Partnership
Payables
Payee
Payment Adjustment Period
Payment Cap
Payment Cutoff Time
Payment Shock
Payoff
Per Diem Interest
Periodic Rate Cap
Personal Property Coverage
Personal Umbrella or Personal Liability Protection
PIN
PITI
Planned Unit Developments (PUD)
PLOC
PLUS Bankruptcy Trustee Interest
PLUS Late Charges Paid
PLUS or LESS (Prior Year Adjustment)
PLUS Payments Applied to Previously Deferred Interest
PLUS Prior Year’s Interest Applied
Point-of-Sale
Points
Positive Pay
Power of Attorney (POA)
Pre-Approval
Preferred Lender Program (PLP)
Preliminary Title Report
Prepaids
Prepayment Clause
Prepayment Penalty
Pre-Qualification
Price to Earnings Ratio (PE ratio)
Prime Plus Zero Percent
Prime Rate
Principal
Principal and Interest
Private Mortgage Insurance (PMI)
Pro Forma Financial Statements
Productivity
Profit
Profit and Loss Statement
Profit Margin
Profit Sharing
Promissory Note
Property Appraisal
Prospectus
Proxy
Purchase Contract
Purchase or Sales Agreement
Purchase Order
Purchase Price
Purchase Transaction
Qualified Retirement Plans (QRP)
Qualifying Rate
Quick Ratio
Quit Claim Deed
Rate Cap
Rate Lock
Rate Lock-in
Real Capital
Realtor
Receivables
Reconveyance
Recording
Refinancing
Registered Agent
REO
Repeating
Rescission Period
Reserves Account
Residual Income
RESPA
Revenue Sharing
Reversal (as it relates to the Transaction History)
Revocable Trust
Right of Rescission
Rollover IRA Account
Roth Conversion IRA
Roth IRA
Round Table Closing
Routing Number
S Corporation
Sales Contract
Sallie Mae
Seasonal Loan
Second Mortgage
Secondary Mortgage Market
Secured Loan
Seller Carry Back
Separate Maintenance
Servicing (or Loan Servicing)
Settlement Statement
Signer
Simplified Employee Pension (SEP) Plan
Small Business Administration (SBA)
Sole Proprietorship
Stop Payment
Subordinate Financing
Survey
Sweep Account
Tangible Asset
Tax-advantaged Account
Tenants-in-Common
Term
Term Loan
Time Deposit
Title
Title Insurance
Title Insurance Fees
Title Report
Title Search
Total Debt Ratio
Total Mortgage Interest Received from Payer(s) or Borrower(s)
Transaction Limitations
Transfer Tax
Trustee
Truth-in-Lending Act
Unapplied Funds
Undercapitalization
Underwriting
Unsecured Loan
Upfront Costs
USA Patriot Act Notification
VA Loan
Valid
Valuation
Value Added
Variable Rate
Venture Capital
Veterans Affairs
Wire Transfer
Withholding
Working Capital
Zero Lot Line